Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, they will issue a certificate of completion which you may download and print from your online account.
Step 2: Schedule your exam with your state’s testing provider, PSI. Registration can be completed most efficiently by signing up online at PSI. You may also schedule over the phone at (800) 733-9267. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.
To cancel your exam, you must contact PSI Exams at least two days in advance or forfeit your registration fee.
Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name and photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.
Once you have completed your examination you will be made aware of your results. If you pass, you will immediately receive a successful notification and a score report. If you fail, you will receive a diagnostic report indicating your strengths or weaknesses by examination type with the score report.
Your score will automatically be reported to NIPR and the Department of Insurance.
Step 4: New Jersey law requires all individual applicants for an insurance license to submit fingerprints and written consent for a criminal history check. The Department recommends scheduling your fingerprinting scan immediately after passing the licensing exam.
Schedule your appointment online with IdentoGo or by phone at 1-877-503-5981. A total cost of $62.66 must be paid at the time of registration.
Upon your appointment, you must present the appropriate and completed Universal Form and proper identification. Proper identification must be issued by a Federal, State, County, or Municipal entity and include your photo, name, address, and date of birth. The Universal Form may be accessed on the Department of Insurance’s website.
Step 5: Apply for your license. New Jersey resident applicants must use the online application service at www.nipr.com. Additional licensing application guidance may be accessed on the NIPR website.
Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period.